1. Managing your Finances (Personal Finance)

Facilitator’s Names: Mafu Ojisua, CPA, CMA, CIA

What Problem are we solving?

Individuals of black ethnicity work hard but are often in lower paying jobs. As cost of living continue to rise, the ability to save and put away for retirement is often more challenging. The absence of effective financial literacy is bound up with structural factors that continue to drive the wealth gap.

What this program offers?

• Building Credit.
• Understanding the importance of saving
• Explanation for interest rate, credit card debt and how they affect a person
• Explaining good debt versus bad debt.
• Help individuals build confidence
• Understand how to save and money management
• Encourage financial discipline
• Discourage short term financial gratification